3.07 Owner Housing Affordability

This page uses U.S. Census Bureau, American Community Survey 5-Year data to show the percentage of home ownership by county from 2005-2009 and 2010-2014. Using data form the National Association of REALTORS, the housing affordability index shows a households’ likely mortgage-eligibility for a single family home from 2012 to 2014. The higher index means the most affordable housing. National Association of REALTORS data also shows median sales prices of existing family homes from 2012 to 2014.


A Housing Affordability Index value of 100 or above means that a family with the median income has enough income to qualify for a mortgage on a median-priced home, assuming a 20 percent down payment. Below 100 signifies that family is not earning enough to qualify for a mortgage under the same conditions. A placeholder exists in this page for an additional visualization, should data on home foreclosure rates become available.